About Credit ...

Most bad credit loan services serve people who want to purchase or refinance a house. Some bad credit lenders offer new and used car loans as well. At the

very least, a person with bad credit can receive a personal paycheck advance loan . Leveraged correctly, this money can help a person to turn his or her

financial status around. It is extremely important that people who seek out bad credit loans take plenty of time to research all the options and find out

exactly what they will need to do to maintain timely payments.

How can I save money on high fuel prices? Gas prices are now higher than ever. These tips will help you stretch your money at the pump. A gas rebate credit

card is your best defense in paying cheaper gas prices. Here are a few gas Credit Cards to help you save money: Discover Gas Card What is a Home Equity Line

of Credit? A home equity line of credit, also referred to as a HELOC, is a loan where you borrow against the worth of your home, which is used as collateral.

You can use the cash for any purpose you choose, such as paying off high interest debt, home improvements, vacations, or emergencies. Interest rates and loan

costs are typically lower than that of a cash advance loan, and will even improve your credit rating once it's fully paid off. In most cases, home equity

lines of credit are also tax deductible. Find out more here about HELOC loans . Did you know that credit bureaus can only report bad credit information for

up to seven years with some exceptions? Bankruptcy information can be reported for ten years and anything reported in response to an application for a

$75,000 salary job or more has no time limit.

If you are concerned about bad credit information on your record, you may need legal help. You may also want to consider credit counseling services to get

your FICO score higher and qualify for a loan at a lower fixed rate Here's to Your Wallet! TOP Personal Credit Services to start out 2009 the right way:

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